Wealth management isn’t rocket science. In fact, most advisors will walk you through the same steps. It looks like this:
Define Your Financial Life Goals
Organize Your Financial Picture
Create a Financial Plan Roadmap
Implement Your Investment Strategy
Monitor and Evaluate Changes
But that’s not what makes our process work. For us, the most important part of the process is getting to know you. Your dreams. Your fears. Your shooting-star goals. From there, our mission is to figure out a plan to fund those goals — without the fears getting in the way.
Sure, we follow the process, but at Market Street, you’re the heart of that process. Here’s what you can expect when you join the Market Street family.
your goals are our goals
Where do you see yourself in 10 years? Starting a family, or starting a business? Jet-setting, or setting up college funds for your grandkids? Whatever goals you have for the future, that’s the foundation of your financial plan with Market Street.
your financial plan won’t gather dust
Even the best financial plans aren’t built to last, and that’s by design. Your life is constantly changing, so your plan should too. At Market Street, we hold you to that. We revisit your plan every single year to make sure that every part of it makes sense for where life’s taking you.
we take the “ouch” out of tax time
Taxes don’t have to hurt so bad. We monitor the tax implications of every move we make with your portfolio so that there are no surprises in April. And with techniques like tax loss harvesting, we try to make you owe less and keep more in your pockets.
we don’t deal with hypotheticals
If the “what if’s” keep you up at night, it’s time to put those fears to rest. We use the trusted Monte Carlo Simulation Model to project the odds of your financial plan succeeding against 30+ different variables.
Long story short, our model gives you more than peace of mind — it gives you a firm probability of whether your plan will work for you, no matter what life throws your way.
We tie all the loose ends together
There’s nothing more frustrating than a puzzle that’s missing a piece. We know your portfolio at Market Street is just one part of your overall wealth, so we consider and integrate all of your portfolios and investments at different institutions into one cohesive strategy.
WE PLAY WELL WITH OTHERS
Chances are, you’ve got financial people all over town. Your tax advisor, insurance agent and CPA, to name a few. They give you their expertise, but they also give you big, beefy documents from time to time that are tough to make heads or tails of.
Good news: we work hand in hand with all of your financial experts, so the advice you’re getting is comprehensive, digestible and all working in lockstep.
YOU’VE WORKED HARD FOR THIS
You’re probably taking advantage of your employer-offered retirement plans, like a 401(k), 403(b) or pension. But with help from Market Street, you can optimize them to support optimal asset- and tax-diversification. Trust us, you’ve earned it.
And if you’re a small business owner looking to set up retirement plans for your company, we’ve got you covered, too. Tap the button below to learn more.
WE HELP YOU WITH THE TOUGH CHOICES
Employee benefits are about a lot more than just choosing how much to stash away into a retirement account. What health insurance do you choose? Should two working spouses be on their own plans, or share one as a family? What about Dependent Care FSAs? Market Street can help you understand your options and confidently choose the ones that work best for your family.
WE’RE HERE FOR YOU, TO A FAULT
When things really hit the fan, you want someone on your side PRONTO. We don’t do the whole receptionist thing or 800 numbers, so you’ll always have your advisor’s direct phone number. If a phone call isn’t enough, we’re happy to schedule a time to meet face to face.
YOUR PLAN WILL LAST AS LONG AS YOU DO
Here’s to a long and healthy life for you and your portfolio! Our financial recommendations are designed to minimize risk to ensure you don’t outlive your savings. Preserving your assets well into old age gives you confidence in your financial future, no matter how long that future lasts.
Once we get to know you, your family plans, the vacations you want to take, the business you want to start — that’s when we can confidently allocate your portfolio in service of a simpler, more confident financial future. Because before we invest a cent, we’re invested in you.
As a Market Street Client, you’ll get investment management as part of your wealth management relationship with us. And if you already have a bulletproof financial plan, we’re happy to skip the financial planning part of the relationship and buckle down on planning your legacy.
we’re your emotional bedrock
Emotions are what make you human. Unfortunately, emotions can also inspire some rash decision-making when the market tumbles or soars. We might not be robots, but at Market Street we pride ourselves on having cool heads. You can count on us for rational advice when things look rocky.
you can forget about “setting and forgetting”
Choosing a diverse mix of investments is a great start, but it’s not time to kick back and relax just yet. We continuously monitor your portfolio and recommend adjustments based on changing tax rules, economic conditions and changes in your personal finances. Our finger’s on the pulse so you can stay engaged with your growing portfolio.
we don’t do
We’ll be the first to admit: we’ve got no interest in the latest, hottest stocks. We see the finish line, and short-term gains aren’t the way toward it. Instead of spending all day flipping individual stocks for chump change, we focus on getting you where you want to be for the long haul. You might not see results in hours, but you’ll see them when they really matter.
you’re protected for the long haul
Asset erosion is an enemy that wears many faces. Excess taxes, lack of diversification, an unrealistic withdrawal strategy, just to name a few. We work with you to build a comprehensive, tax- and cost-efficient investment plan to protect your assets over the long term.
Please Note: The scope of any financial planning and/or consulting services to be provided depends upon the needs of the client and the terms of the engagement. Neither Market Street, nor any of its employees, serves as an attorney or accountant. Accordingly, neither Market Street, nor any of its employees, prepares estate planning documents or tax returns.
Welcome to market Street. we think you’ll like it here.
Schedule a no-stress, no-obligation call and take your first step toward a stronger, simpler financial future.